Finance Credit Cards

5 Best Guaranteed Approval Gas Credit Cards

Guaranteed Approval Gas Credit Cards
5 Best Guaranteed Approval Gas Credit Cards

Are you looking for Guaranteed Approval Gas Credit Cards? If yes, You are at the right place.

In this article, we are sharing al the information about Guaranteed Approval Gas Credit Cards.

Credit cards for gas cannot be guaranteed for approval. There are always some minimum standards that credit card companies must meet for their cards to be approved.

Credit cards for gas are usually only available to those with fair or good credit, If you are looking for best Gas Credit Card for Bad Credit then it’ll be little difficult to get it. so if yours doesn’t fit the bill, you won’t qualify. It doesn’t mean, however, that you should give up. A high credit score is optional to get approved for most easy approval gas station credit cards.

Guaranteed Approval Gas Credit Cards

If you are looking for Guaranteed Approval Gas Credit Cards, these are the best options:

CardAnnual FeeGas SavingsOther BenefitsDetails
Shell Fuel Rewards Card$05 cents per gallon (for up to 20 gallons)Automatic Gold status in the Shell Fuel Rewards program, 5 cents per gallon at select merchantsLearn More
Chevron and Texaco Gas Card$0Up to 8 cents per gallon for the first 90 days3% cash back on dining and gasLearn More
Credit One Platinum Credit Card$75 (first year), $99 (subsequent years)None1% cashback on gas and other categories, responsible use builds credit historyLearn More
ExxonMobil Gas Card$5030 cents per gallon for the first two months10% cashback on other fuel grades at over 11,000 Exxon and Mobil stationsLearn More
SunTrust Secured Credit Card with Cash Rewards$250 security deposit3% cash back on gas and 2% cash back on groceries$200 cashback bonus after spending $500 in the first 3 monthsLearn More

What is a gas card?

What is a gas card?
What is a gas card?

The Gas Card is a credit card that allows you to purchase gas at a gas station that accepts credit cards with an easy approval process. The gas cards usually offer rewards, like cashback or points, which can be redeemed for future gas purchases. The gas card may also offer discounts on other items, such as car washes or oil changes.

It is convenient to save money on gas by using a gas card, and they are accepted at a variety of different gas stations. Gas cards come with varying interest rates and annual fees, so it is important to compare them before choosing one.

How do gas cards work?

Gas rewards credit cards work the same way as other credit cards in that purchases accrue on your balance until you pay them off. Credit cards that offer cash back or points reward you for every dollar spent on gas. You could get $10 back in cash if you used a gas credit card that earns 5 percent cash back at the pump and spent $200 each month on gas.

A gas credit card usually has a variable interest rate, which means that if you don’t pay off your purchases in full, you’ll be charged a percentage of your unpaid balance. You should keep your credit utilization ratio in check and pay your bills on time if you’re building your credit score with a gas credit card for bad credit.

5 Best Guaranteed Approval Gas Credit Cards

5 Best Guaranteed Approval Gas Credit Cards
5 Best Guaranteed Approval Gas Credit Cards

Here are the list of top 5 Best Guaranteed Approval Gas Credit Cards –

Shell | Fuel Rewards Card

Shell Fuel Rewards Card

Shell Fuel Rewards Card is an easy-approval gas card. Unlike other rewards cards, it does not directly offer cash back. As a result, eligible purchases can boost your gas discounts.

Pros & Cons of Shell | Fuel Rewards Card

Pros:

  • No annual fee
  • Automatic Gold status in the Shell Fuel Rewards program, which saves you 5 cents per gallon (for up to 20 gallons)
  • 5 cents per gallon at select merchants
  • Discounts on Shell products and services
  • Easy to apply for
  • It is good for people who regularly fill up at Shell stations

Cons:

  • The gas savings are not as high as some other gas credit cards
  • There are no other rewards, such as cashback or points
  • The card can only be used at Shell stations

Rates & Fees Shell | Fuel Rewards Card

FeeAmount
Annual fee$0
APR16.49% - 25.49% variable
Late payment feeUp to $40
Balance transfer fee3% of the transferred balance
Cash advance fee5% of the cash advance amount
Foreign transaction fee3%

Chevron and Texaco Gas Card

Chevron and Texaco Gas Card
Chevron and Texaco Gas Card

Chevron and Texaco Gas Cards are a great option for people who want to earn rewards on gasoline purchases. It offers a $0 annual fee and provides fuel credits for the first 90 days of ownership.

Afterward, you will receive 3% per gallon on all fuel purchases. The annual fee for this credit card is zero dollars. Chevron and Texaco Gas Cards are a great option if you want to earn rewards on your gas purchases.

Pros & Cons of Chevron and Texaco Gas Card

Pros:

  • No annual fee
  • Up to 8 cents per gallon for the first 90 days
  • 3% cash back on dining and gas
  • Easy to apply for
  • Good for people who regularly fill up at Chevron or Texaco stations

Cons:

  • The gas savings are not as high as some other gas credit cards after the first 90 days
  • There are no other rewards, such as cashback or points
  • The card can only be used at Chevron or Texaco stations

Rates & Fees Chevron and Texaco Gas Card

FeeAmount
Annual fee$0
APR16.49% - 25.49% variable
Late payment feeUp to $40
Balance transfer fee3% of the transferred balance
Cash advance fee5% of the cash advance amount
Foreign transaction fee3%

Credit One Platinum Credit Card

Capital One Platinum Credit Card
Capital One Platinum Credit Card

Suppose you are looking to rebuild your credit or need more credit to obtain a traditional security deposit-based card. In that case, the Credit One Bank Platinum Visa for Rebuilding Credit might be a good option for you. Using this card, you can build your credit history with a rotating line of credit.

When you make eligible purchases in gas and other categories, you can get rewarded with 1% cashback! The best part is that you don’t have to put down a security deposit, and there is no annual fee. The first year’s fee is $75, and then the next year’s is $99 per year. Here’s an effective way to rebuild your credit score if you’re looking for a reliable financial solution.

Pros & Cons of Credit One Platinum Credit Card

Pros:

  • No security deposit required
  • 1% cash back on gas and other eligible purchases
  • Responsible use builds credit history
  • Available to people with bad credit
  • Easy to apply for

Cons:

  • High annual fee ($75 in the first year, $99 in subsequent years)
  • High APR (28.99% variable)
  • No introductory APR offer
  • No other rewards, such as points or miles
  • Late payment fees can be high

Rates & Fees Credit One Platinum Credit Card

FeeAmount
Annual fee$75 (first year), $99 (subsequent years)
APR22.99% - 27.99% variable
Late payment feeUp to $40
Balance transfer fee3% of the transferred balance
Cash advance fee5% of the cash advance amount
Foreign transaction fee3%

ExxonMobil Gas Card

ExxonMobil Gas Card
ExxonMobil Gas Card

The ExxonMobil gas card is a great choice if you are looking for a gas card with no annual fee. Gas credit cards from ExxonMobil offer great savings on gas. Each gas credit card offers different benefits so you can choose the right one. There is a 5% discount on gas purchases with the ExxonMobil gas card and a 3% discount on gas purchases with the ExxonMobil gas card.

There is also an annual fee of $50 for the ExxonMobil gas card. Two other gas credit cards are available that offer cash back, points, and rewards. You should consider the needs and preferences of your specific needs before selecting a gas credit card. Several gas credit cards are available, but all offer great benefits that can save you money on gas.

There will be a 30% discount per gallon on Synergy fuel for the first two months, 12% on premium fuel, and 10% on other fuel grades at over 11,000 Mobil and Exxon stations.

Pros & Cons of ExxonMobil Gas Card

Pros:

  • No annual fee
  • 30 cents per gallon for the first two months
  • 10% cash back on other fuel grades at over 11,000 Exxon and Mobil stations
  • Easy to apply for
  • Good for people who regularly fill up at Exxon and Mobil stations

Cons:

  • The gas savings are not as high as some other gas credit cards after the first two months
  • There are no other rewards, such as cashback or points
  • The card can only be used at Exxon and Mobil stations

Rates & Fees of ExxonMobil Gas Card

FeeAmount
Annual fee$50
APR21.49% - 27.49% variable
Late payment feeUp to $40
Balance transfer fee3% of the transferred balance
Cash advance fee5% of the cash advance amount
Foreign transaction feeNone

SunTrust Secured Credit Card with Cash Rewards

SunTrust Secured Credit Card with Cash Rewards
SunTrust Secured Credit Card with Cash Rewards

Few credit cards are easier to approve for gas than the SunTrust with Cash Rewards. After spending $500 in purchases in the first 3 months, you’ll be eligible for a $200 cashback bonus.

A quarter’s worth of purchases at gas stations and grocery stores can earn you 3% cash back and 2% cash back, respectively. If you keep your account open, you will never have to worry about losing your cashback rewards. You can get great rewards with the SunTrust Secured Credit Card with Cash Rewards if you want an easy approval gas credit card.

Pros & Cons SunTrust Secured Credit Card with Cash Rewards

Pros:

  • No annual fee
  • Easy to qualify for, even if you have bad credit
  • Earn 3% cash back on gas and 2% on groceries.
  • $200 cashback bonus after spending $500 in the first 3 months
  • Your credit limit is based on your security deposit, which you can get back after you have made on-time payments for 12 months.
  • Reports to all three major credit bureaus, which can help you build your credit history

Cons:

  • Requires a security deposit of at least $250
  • The cash-back rewards are not as high as some other credit cards
  • The credit limit is typically low, which can limit your spending

Rates & Fees SunTrust Secured Credit Card with Cash Rewards

FeeAmount
Annual feeNone
APR24.24% - 29.24% variable
Late payment feeUp to $40
Balance transfer fee3% of the transferred balance
Cash advance fee5% of the cash advance amount
Foreign transaction feeNone

Pros & Cons of Gas Credit Card

Pros of credit with a gas card

  • Credit cards designed to cater to consumers with poor credit are generally easier to obtain than gas-only cards.
  • Your credit score can be built over time using gas cards reported to the three major credit bureaus.
  • Gas cards can earn you rewards or discounts when you fill up with gas.

Cons of credit with a gas card

  • The rewards offered by gas cards for people with bad credit may need to be better.
  • Many gas cards come with high-interest rates and an annual fee.
  • Some gas cards for bad credit require a collateral deposit of cash.

Are gas cards worth it?

You can save money on gas by using a gas card, but it may not be right for everyone. If you are considering a gas card, there are a few things you should consider.

There is usually an annual fee associated with gas credit cards. A low gas price area or someone who doesn’t drive much might need to save more on gas to justify the annual fee. There is also the issue of high-interest rates on gas cards.

Gas cards often have high-interest rates, so carrying a balance will result in more interest than you’ll save on gas. A good credit score is usually required for gas cards.

It is possible to get a gas card if you need better credit. However, these cards usually have higher fees and lower credit limits. Before selecting a gas card, research the offers and compare them before making your decision.

FAQs

What are the Benefits of a Gas Card?

A gas station credit card provides increased rewards for gas station purchases, such as buying gasoline or items at the gas station shop. Your rewards can be earned in cashback, points, or miles, depending on your card. Gift cards, statement credits, and travel rewards are all common redemption options for gas card rewards.

Can Credit Cards Offering a Fuel Surcharge Waiver be Considered Fuel Credit Cards?

They only offer better cashback or reward points on fuel purchases than other purchases. There is a fuel surcharge on almost all credit cards in India, which is a completely different thing.

What Credit Score is Required for a Gas Card?

Good or excellent credit scores are typically required to approve the best gas credit cards. A 670 is a good score on the FICO scoring model. Discover it Secured Credit Card, which has less strict credit requirements, is one gas credit card you may still be eligible to apply for even if your credit score is lower.

About the author

Vishal Agrahari

Vishal Agrahari is an experienced content writer and financial expert. With his creative and technical expertise in finance and credit cards, he creates content on AquilaResources that is both engaging and useful for readers. He brings a strong background in finance and credit cards that make bring authenticity to his content along with an interest in research to every project he works on.

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