Guide Insurance

How to Cancel Animal Friends Insurance Easily [Updated 2023]

Cancel Animal Friends Insurance
How to Cancel Animal Friends Insurance

Today We will discuss How to Cancel Animal Friends Insurance because sometimes Pet owners often change their minds after signing up their four-legged friend for an insurance policy and no longer want it.

It’s good to know that you can cancel your pet insurance anytime. There is a fairly straightforward cancellation process, though the time you cancel plays a significant role.

 Cancel Animal Friends Insurance
How to Cancel Animal Friends Insurance

How to Cancel Animal Friends Insurance Easily?

Here we cover how to Cancel Animal Friends Insurance what costs you might have to pay, and other key considerations before canceling pet insurance.

What is Animal Friends?

An insurance company called Animal Friends in the UK offers pet insurance. They offer insurance for dogs, cats, and horses. You can cancel your policy with Animal Friends if you are unhappy with the policy or your claim and you want to cancel your policy. Please follow the guide below for more information.

What is the policy of Animal Friends Pet Insurance:

There are different types of policies for cats and dogs. There is an accident-only option where your pet can be treated if they sustain injuries. The other types of policies, such as Lifetime, Max Benefit, and Time Limited, will cover illness, conditions, and injuries along with benefits if your pet is stolen or lost or if it injures someone and damages other property.

The website offers various levels of insurance coverage for different pets.

How to Cancel Animal Friends Pet Insurance?

The company will refund your entire payment if you request a refund within 14 days after you receive the documents, and there is no claim on the company’s side. After 14 days, if you don’t cancel, but the insurance company doesn’t claim, you will receive a refund for the time left on your policy. If you want a refund, you have to pay a fee.

It is not necessary to pay VAT on insurance. Insurance Premium Tax is the government’s tax on general insurance. Standard pet insurance rates are 12%. You cannot access your information once you have insured your pet, thanks to the strict security level of the bank. If you still do not find the Pet Insurance appropriate, opt out of the subscription within the given time.

Cancel Animal Friends Insurance Via Telephone Call

You can cancel most policies before and after 14 days of taking out the policy. You can either call or use the methods below to Cancel Animal Friends Insurance before 14 days have passed since you took out your policy. If you cancel after 14 days, you can only call the team. To cancel your policy, you can call 0344 557 0300. The team member only needs to know about the policy you have taken out and that you wish to cancel it. They can cancel your policy for you if you provide them with personal information about yourself and your pet.

Cancel Animal Friends Insurance Via Email

The Animal Friends customer service team can Cancel Animal Friends Insurance by email if it has been less than 14 days since you took out the policy. You must include details regarding your account, policy, pet, and personal information so that the team member receiving your email can identify your account. If you have any questions, please email our customer service team at info@animalfriends.co.uk.

Cancel Animal Friends Insurance Via Post

The fastest way to Cancel Animal Friends Insurance is to send Animal Friends a letter containing information about your policy, your pet, and some personal information to identify your account. Once you cancel, you must write to the insurance company and state your reasons. Then you must send it to the Animal Friends headquarters:

Animal Friends Insurance Services Limited,

Animal Friends House,

No. 1 The Crescent,

Sun Rise Way,

Amesbury,

Wiltshire

SP4 7QA 

Will I lose money if I cancel my pet insurance policy?

Whether you qualify for a refund depends on your circumstances and the pet insurance company. Generally, you can expect to receive:

Full refund

Most pet insurance companies offer a 30-day money-back guarantee, a 30-day free look, or a cooling-off period. You will receive a full refund if you cancel before the end of the cancellation period, provided you have yet to file any claims.

Partial refund

Your portion of the annual premium covering the remaining period of insurance will be returned if you have yet to file a claim and paid the annual premium in full. You won’t be eligible for a refund if you choose to pay your premiums in monthly installments.

No refund

It will not be possible to receive refunds if you cancel coverage after filing a claim and paying your premiums annually. The remaining insurance period will require you to pay premiums if you have chosen to make monthly payments.

What should I consider when canceling my pet insurance policy?

You should keep these things in mind if you are considering canceling your coverage:

The pre-existing condition

 Any treatment your four-legged friend received while insured will be considered a pre-existing condition by other insurance companies if you cancel your policy. The coverage does not apply to illnesses or injuries caused by that condition.

The possibility of chronic illness onset

When canceling your pet’s insurance policy because your pet is seemingly healthy and hasn’t experienced any major health issues, remember that health conditions are unpredictable. The treatment, diagnosis, and testing of chronic diseases, such as diabetes mellitus or hyperthyroidism, won’t be covered by pet insurance if your cat or dog isn’t insured.

The age of your pet

Pet insurance providers commonly hesitate to cover senior animals when you first sign up for coverage. Your dog or cat will be covered for life once you have a pet insurance policy. Reinsuring your pet later may not be possible if you cancel your coverage.

Multiple pet insurance

The majority of pet insurance companies offer multi-pet discounts. The cost of coverage for your other pets may be increased if you cancel coverage for one of them.

The impact on your family’s budget and pet care

Your cat’s or dog’s health is fine, but unexpected veterinary expenses are possible anytime. Your family’s finances may be affected, or your dog or cat’s quality of care may be compromised. When owners do not have pet insurance, they are faced with paying for expensive vet treatment, damaging their family’s budget, or euthanizing their pets.

 

What can I do instead of canceling my policy?

You may want to consider the following alternatives instead of canceling your pet insurance policy:

Change the coverage level

The monthly premiums will be reduced while your pet is still insured, and you’ll be able to pay for unexpected medical expenses.

Change insurance providers

You may want to check out a new insurance company if you are not satisfied with the level of coverage or the price you are currently paying.

To purchase pet insurance, you should thoroughly research each company before enrolling. If you consider canceling your policy, you can find detailed information on the top US pet insurance carriers from our Pet Insurance Advice Blog.

Using Policy Advisor’s free online tool, you can also compare plans and find the right coverage for your cat or dog. Insuring your pet will keep them healthy and happy while giving you the best value.

Can I cancel my pet insurance policy at any time?

It is possible to Cancel Animal Friends Insurance policy at any time. Your pet insurance provider must be contacted before you can stop paying the monthly premiums.

Some insurers require you to cancel with a written notice, whereas others give you multiple options, such as Trupanion and Figo. A cancellation request can be made by phone or email with Embrace Pet Insurance, for example, and by fax with Healthy Paws Pet Insurance.

You might still be charged premiums if you fail to submit a cancellation request through your insurance company’s preferred communication channel.

The insurance company will likely charge you a small administration fee to cover the cancellation paperwork.

Some More Cancellation Guide for Some Platform

FAQs

Do animal friends payout?

If the injury, illness, or condition you are claiming for is more than your excess, our claims team may be able to make a payment if your policy covers it. Your vet practice will collect your excess from you. Animal Friends would cover the remaining amount.

What happens if you don’t have pet insurance?

Your vets may offer a payment plan if you don’t insure your pet and they become ill or injured, and you can’t afford to pay their bills in a lump sum. The payments will be split over a set period and will be set up with a finance company.

How do I cancel my insurance policy online?

To Cancel Animal Friends Insurance online with some insurance companies is possible. The most common method for Cancel Animal Friends Insurance policy is over the phone. Still, you can also ask an agent in person to Cancel Animal Friends Insurance policy or mail a cancellation letter. Exceptions do exist, however.

How do I Cancel Animal Friends Insurance?

You can contact their customer service by calling 0800 328 4204. You will need to give the agent your customer information and subscription details. You can cancel your recurring payments and your contract by asking them to do so.

 

Don’t forget to subscribe Aquila Resources Newsletter and Telegram channel to get the latest updates.

About the author

Vishal Agrahari

Vishal Agrahari is an experienced content writer and financial expert. With his creative and technical expertise in finance and credit cards, he creates content on AquilaResources that is both engaging and useful for readers. He brings a strong background in finance and credit cards that make bring authenticity to his content along with an interest in research to every project he works on.

Add Comment

Click here to post a comment